Question 1

Do you serve customers outside of Texas?

Accepted Answer

Yes. While we're based in Texas, we serve clients nationwide for insurance, business formation, trucking, and academy programs.

Question 2

Are your advisors licensed?

Accepted Answer

Yes — all of our insurance advisors are licensed in the states we serve. We're an independent agency contracted with top-rated carriers.

Question 3

Do you speak Spanish?

Accepted Answer

Absolutely. Our team is fully bilingual (English & Spanish) at every stage.

Question 4

How fast can you form my LLC?

Accepted Answer

Most LLCs are filed the same business day. State approval times vary (typically 1–10 business days depending on the state).

Question 5

What's included in the Startup Package?

Accepted Answer

LLC formation, EIN registration, basic logo design, and a business consultation call — all for $599.

Question 6

How much does trucking startup cost?

Accepted Answer

Our Trucking Startup package ranges $999–$1,499 and includes LLC, EIN, USDOT, MC Authority, BOC-3, MOTUS setup, and compliance guidance.

Question 7

What is BOC-3 and do I need it?

Accepted Answer

BOC-3 is a Designation of Process Agent required by the FMCSA for MC Authority. Yes, you'll need it — and we include it in every MC Authority filing.

Question 8

When do I need to file MCS-150?

Accepted Answer

Every USDOT holder must file MCS-150 every 2 years (and whenever fleet, address, or contact info changes). Missing it results in USDOT deactivation.

Question 9

Can you help me get my insurance license?

Accepted Answer

Yes. LA Academy offers licensing guidance and exam prep, plus mentorship once you're licensed.

Question 10

What programs does LA Academy offer?

Accepted Answer

Commercial Insurance, Business Formation, Trucking Industry, Sales, Entrepreneurship, and a Mentorship Program.

Question 11

Is there a fee to work with you for Medicare?

Accepted Answer

No. There is never a fee to work with our Medicare team — we're compensated by the carriers.

Question 12

How does the free quote process work?

Accepted Answer

Fill out our short form, and a licensed advisor will contact you within 24 hours with options tailored to your needs.

Question 13

Do I need workers' comp in Texas?

Accepted Answer

Texas doesn't legally require most private employers to carry workers' comp, but many contracts (and general liability policies) do. We'll help you decide.

Question 14

Can I bundle personal and commercial insurance?

Accepted Answer

Yes. Bundling often unlocks the best rates. We'll shop it across our carrier network.

Frequently asked questions